Rethink the Way You Pay
(Family Features) Today’s consumers are finding new ways to get the goods and services they want for their lifestyles. Using savvy, money-saving tactics, these shoppers are getting more for less, eliminating services they don’t need and using comparative shopping.
These new power consumers challenging the trend of “more is more” are confidently declaring “half is more” when it comes to paying for what they want. Here are some tips to help adopt better spending habits while searching for the perfect deal.
Cut Insurance Costs: No longer subjected to cookie-cutter insurance policies of old, more versatile options exist today, allowing you to name exactly what you need. The insurance industry is a prime example where you can carefully determine exact needs and price comparative shop for the best provider. Many online tools exist that will provide side-by-side pricing of insurers for your consideration.
Switch to a No-Contract Wireless Phone Plan: Today’s consumers want lower cost wireless phone services, but don’t want the long-term contract commitments that come with postpaid wireless service providers. Many are making the shift away from traditional postpaid contracts and instead are utilizing reliable no-contract wireless service providers. Making such adjustments can save up to half on your wireless phone bill (compared to a similar plan with a postpaid wireless service provider) while maintaining unlimited and nationwide service.
Test Before You Buy: Have you ever bought a new product, such as cosmetics or skin care items, only to realize you don’t like it? That’s money wasted. Today, there are new online services that send you test size samples of products before you buy, ultimately saving you money by trying the products first.
Save on Gas: Take advantage of your local grocery store’s gas rewards program. Many stores offer discounts on gas if you buy from their service station or participating gas stations in the area. It’s as simple as signing up for the program and then earning points or money toward gas while you shop for other everyday needs.
Scale Back on Entertainment Spending: An evolution has occurred in the movie and music industry that can save you a considerable amount of money. Instead of purchasing individual DVDs, Blu-rays or CDs, consider taking advantage of digital services, such as Netflix or Hulu, that provide access to thousands of movies at a relatively low monthly rate. In addition, downloading music to your phone, instead of streaming, won’t use up your data allotment.
Shop Discount Websites: Subscribing to discounted apparel and home decor websites’ lists can keep you from overpaying at retail stores. From throw pillows to watches, sites like Gilt, Hautelook and Fab.com provide some of the trendiest designer items for less. Some sites also have timed sales for specific items, and taking 15 minutes to browse can equate to hundreds in savings.
Reprinted with permission from RISMedia. ©2013. All rights reserved.